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Please, Check Your Credit Report… NOW!!
It is so important to make a practice of this. At least once a year, go to www.annualcreditreport.com or call 877-322-8228, to obtain your credit report from each of the three reporting agencies:...
View ArticleBBB Recommends Just Walk Away When “You’re Approved”
If the email’s subject line reads, Your Status: Approved-Today, hit delete and walk away. With interest rates at an all-time low, it might come as a surprise that some lenders move the decimal two...
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Millions of Credit Reports Have Errors
As many as 42 million Americans may have mistakes on their credit scores according to the Federal Trade Commission. This news is rather alarming because, according to the President of Consumer...
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ClearPoint Cash Giveaway – Penny Bags a Buck
ClearPoint Credit Counseling Solutions (CCCS), an agency consisting of local credit counseling organizations from across the country, has created a web series to help consumers become more...
View ArticleUnderstanding Your Credit Score
According to Experian’s 2012 State of Credit study, the national average credit score increased from 749 to 750. In addition, the average credit scores of Pennsylvania residents are above the national...
View ArticleDoes your Credit Card Company Know Where you are?
If you are on your way out of town for vacation or even a business trip, give your credit card company a heads up. I found out the hard way. I was on my way to Mexico, when, during a stopover in...
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How to “Freeze Out” Identity Theft
Approximately 7% of U.S. households fall victim to identity theft each year, and those numbers are on the rise. But the news isn’t all bad. Consumers in every state have access to a powerful tool —...
View ArticleFake Debt Collectors Threaten Victims with Lawsuits & Arrests
Don’t give in to harassing calls from fake debt collectors who try to pressure you into paying money that you don’t owe. Scammers are being more deceptive than ever, and this perennial scam is back in...
View ArticleThe Pros and Cons of “Rent-to-Own” Furniture
“Rent-to-Own” has become a multi-billion dollar industry in the American economy. Consumers are attracted to this option for larger-scale purchases because it allows them to buy the goods they desire...
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Target’s Data Breach no Cause for Panic
If you’ve shopped at Target since Thanksgiving, you could be one of the 40 million people whose credit card information may have been stolen in a massive data breach announced by the company this...
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